Senior Credit AnalystExperience Level: Senior Level | Posted Date: 2025-04-15
Purpose Statement:
Credit evaluation and analysis
Collection management
Dimensions:
Analyse and evaluate financial position of customers on a regular basis
Order release tasks
Ensure collection + follow up outstanding AR on a weekly basis
With relevant years of experiences is preferred
Key Accountabilities:
Credit analysis and evaluation
Adhere to credit policies, procedures and regulatory requirements.
Analyse credit data, financial statements and other information to determine the degree of risk involved in approving credit limit applications. Able to compare liquidity, profitability and credit histories of establishments.
Analyse changing market conditions and impact on the internal credit policies and procedures.
Analyse buyer's records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
Perform order release tasks with due diligence.
Advise buyers of necessary actions and strategies for debt repayment.
Prepare & analyze reports on portfolio credit exposure including weekly past due reports and follow up with stakeholders on overdue.
Arrange for debt repayment or establish repayment schedules, based on buyers' financial situations.
Perform periodic reviews of existing credit exposures and report potential non-performing accounts.
Prepare ad-hoc credit activity reports for management.
Conduct reviews on flagged non-performing accounts and plan possible credit restructuring options.
Collection management
Notify debtors by letter, email, or telephone call of upcoming or outstanding invoices
Negotiate payment plans and settlements with debtors, including fixing terms and conditions
Make notifications in client accounts of interactions, such as payments or purchasing activities
Reply promptly to client questions and concerns received by voicemail or via written communication
Initiate legal action against debtors who evade or refuse repayment according to the terms and conditions
Process irreconcilable debts, as in the case of bankruptcy, to be written off and archived
Arrange for account statements to be forwarded to clients each month, updating records when necessary
Establish and maintain regular communications with clients to facilitate periodic payments
Knowledge, Skills and Experience:
Degree In accounting/ finance
Good knowledge at Financial Accounting
SAP and JDE system experience is preferred
Maintain supportive relationship with other Finance Department and other functional Departments
Always behave in constructive and professional manner when dealing with internal and external business contact
Key Skills:
Ability to communicate effectively with a cross-functional stakeholders
Capacity to adapt behavior to cope with changing environment/processes
Ability to propose solutions, and reasonable communication and influencing skills
Able to work under pressure and multi-tasking.
A person who works well with guidance, but is also self-motivated
Spoken and written English must be of a high standard.
Additional Comments:
Effective working relationship with Line Manager, peers and cross-functional departments team across the organization
Ability to work in the field with little supervision
Self-motivated to conduct tasks assigned and reviews on-time/in full
High level of understanding of processes and controls to identify opportunities for improvements
Ability to negotiate and manage discussions with senior managers in order to effectively conduct task reviews
Key Skills
What’s In It For You?
Don’t meet every single requirement? Apply anyway.
At Tec D, a TD SYNNEX Company, we’re proud to be recognized as a great place to work and a leader in the promotion and practice of diversity, equity and inclusion. If you’re excited about working for our company and believe you’re a good fit for this role, we encourage you to apply. You may be exactly the person we’re looking for!
We are an equal opportunity employer and committed to building a diverse team that represents and empowers a variety of backgrounds, perspectives, and skills. All qualified applicants will receive consideration for employment based on merit, without regard to race, colour, religion, national origin, gender, gender identity or expression, sexual orientation, protected veteran status, disability, genetics, age, or any other characteristic protected by law. To support our diversity and inclusion efforts, we may ask for voluntary gender disclosure information. This data will be used solely to improve our hiring practices and ensure fair treatment for all candidates.