Go

Specialist - Credit Analyst Collections Strategy (TxD)

at Absa Group in Johannesburg, ZA

Work Type: On Premise | Employment Type: Full Time

Experience Level: Entry Level | Posted Date: 2025/04/15

Apply for job

Description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients

Job Description

Collections Strategy management:

• Demonstrate in-depth understanding of the collections strategy life cycle
• Clear understanding of collections and impairments, and the drivers thereof
• Clear understanding of the documented strategies and policies within the (Transactional and Deposits) portfolio
• Conduct quality credit risk assessments and reviews for all BAU processes and strategy
• Proactively manage credit risks associated with clients
• Design and develop data driven collections strategies by identifying gaps, providing solutions, and aligning to overall portfolio strategy,.
• Embed enhancements to collections strategies through rigorous research and interrogation of data

Data and Systems Management:

• Drive ownership of BAU, Ad-Hoc, and automated processes
• To produce and analyze relevant management information and insights within stipulated SLA
• Perform quality data analysis and data processing techniques (i.e., sourcing, cleaning, analyzing, validation and consolidating large data sets utilizing strong SAS skills and identifying anomalies/trends)

Governance:

• Adhere to the bank's credit risk policies and all relevant legislation
• Support end-to-end audit and governance processes
• Keep abreast with regulatory changes as it relates to collections
• Align to BU and industry best practices
• Understand, investigate, and provide thorough feedback on exceptions
• Customer and stakeholder management:.
• Presentation of analytical results and proposals to both technical and non-technical audiences. 

Soft skills

• Communicate effectively with all stakeholders
• Conduct oneself professionally
• Manage time and workload

 

Qualifications and Experience:

•Preferred Qualification: Bachelor’s degree in BMI, Mathematics, Statistics, Engineering, or Commerce.
•Experience in financial services is advantageous, particularly in collections strategy
•SAS skills and experience with data analysis and processing techniques will be advantageous.
•Understanding of collections, impairments, and credit risk management.

Education

Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised